Andy Gardner Financial Planner & Mortgage Adviser
Andy graduated from University of Wales (UWIC) in 2003, with a degree in Sports Science, however after periods spent it in the USA and Canada he quickly found that he was drawn to career in financial services. Qualifying initially as Mortgage and protection adviser in 2005, Andy then went on to gain his Diploma as a financial planner. Now also qualified to provide advice in relation to lifetime and equity release mortgages, Andy has gained a reputation for providing sensible financial advice with a keen focus on customer service.
Outside of work Andy is family man and lives with his partner and son. He loves sports and used to play rugby, he likes to travel and with his most recent favourite holiday destination being Lanzarote!
Qualifications:
ER1 – Equity Release
BSc – Sports Science
CeMAP – Mortgage Advice
Certs CII(MP&ER) – Financial Planning
Terry Leighton Office Manager
Terry worked for Lloyds Bank with a career spanning 36 years across branches in South Wales and the Borders where he helped manage teams who were helping customers with all their financial needs. When he retired in 2023, he was Senior Bank Manager for the Hereford Group of Branches. Terry is responsible for the efficient functioning of the office through a range of administrative, financial and managerial tasks . Terry plays a crucial role in packaging customer applications prior to submission.
Outside of work Terry is a family man who lives with his wife. He enjoys playing Lawn Bowls and has recently been Team Manager for Welsh u18 team when they travelled to Belfast to play Ireland, Scotland and England.
Qualifications:
CeMAP – Mortgage Advice
CeFA – Financial Planning
Cert CIB – Banking
Outside of work Terry is a family man who lives with his wife. He enjoys playing Lawn Bowls and has recently been Team Manager for Welsh u18 team when they travelled to Belfast to play Ireland, Scotland and England.
Qualifications:
CeMAP – Mortgage Advice
CeFA – Financial Planning
Cert CIB – Banking